51 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 51 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,274 sqft · built 2019
Lot Size	0.082 acres (3,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Apr 2019)
Tax Bill	$11,566 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-260-380-000`

Property Details

APN / Parcel Number

Primary APN	`262-260-380-000`
Alternative APN	`262-260-38`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,575 sqft (0.082 acres)
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-260-38
Street Address	51 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT NO 3854
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 E RAMSEY DR, TRACY, CA 95391-8813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Sep 6, 2019	Deed of Trust, Mortgage OWNING CORP
Apr 10, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BK
Dec 12, 2017	Trustee's Deed, Transfer BANK OF WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	201935231
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	51 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000140789
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	0000140789
Date	Oct 21, 2020
Instrument	140789

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 20, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	51 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000101015
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	0000101015
Date	Sep 13, 2019
Instrument	101015

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2034

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 10, 2019
Property Address	51 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000035231
Instrument Date	Mar 4, 2019
Instrument	35231
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	35232
Date	Apr 10, 2019
Instrument	35232

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2034

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 12, 2017
Property Address	51 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000145023
Instrument Date	Dec 4, 2017
Instrument	145023
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,989.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4670 WILLOW RD #200 PLEASANTON CA 945888588, 200, PLEASANTON, CA 94588-8588
Investor	Possibly a Property Investor

Mortgage

Document Number	145025
Date	Dec 12, 2017
Instrument	145025

Lender

Name	BANK OF WEST
Address	2527 CAMINO RAMON, SAN RAMON, CA 94583-4292

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,566.00 (+14.98%)
2025	$10,059.00 (+4.53%)	$619,108 (+4.04%) Land $223,101 Building $396,007
2023	$9,623.00 (+2.12%)	$595,070 Land $214,439 Building $380,631	$877,680
2022	$9,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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