629 Reflections Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 629 Reflections Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,792 sqft Living Area
Lot Size	8,355 sqft (0.192 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2018)
Tax Bill	$3,140.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687512-000470`
Alternative APNs	`122926687512000470` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Living Area
Gross Area	2,232 sqft Gross Area
1st Floor	1,792 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,355 sqft (0.192 acres)
Depth X Width	115 ft x 73 ft Depth x Width
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch Area	280 sqft Porch

Location & Zoning

Street Address	629 REFLECTIONS LOOP
City	WINTER HAVEN
State	FL
Zip	33884-3566
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 47 & W 2.67 FT OF LOT 48
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE ONE
Legal Phase	1
Legal Tract	687512
Legal Block	2
Legal Lot Number	47,48
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2023
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687512-000470

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	629 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Jul 05, 2005 · Amount on Record
Deed Doc Number	2018158834
Deed Book / Page	10560 / 1409
Prior Transfer Date	Aug 24, 2012
Prior Transfer Doc	0000192229
Record Refreshed	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 26, 2018
Property Address	629 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3566
Document Number	0105601409
Book / Page	010560 / 001409
Instrument Date	Jul 19, 2018
Instrument	158834
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	SECURITY NATIONAL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 REFLECTIONS LOOP WINTER HAVEN FL 338843566, WINTER HAVEN, FL 33884-3566

Mortgage

Document Number	105601411
Date	Jul 26, 2018
Book Page	010560/001411
Instrument	158835

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,140.00 (+6.15%) Homeowner's exemption	$211,413 (+5.99%)	$262,640 (+0.28%) Land $39,000 Building $223,640
2023	$2,958.00 (+3.03%) Homeowner's exemption	$199,471 (+3%)	$261,896 (+9.71%) Land $38,000 Building $223,896
2022	$2,871.00 Homeowner's exemption	$193,661	$238,706 Land $32,000 Building $206,706

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.