631 Reflections Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 631 Reflections Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,256 sqft Living Area
Lot Size	7,741 sqft (0.178 acres)
Garage	Attached, 380 sqft
Last Sale	$90,000 (2015)
Tax Bill	$3,745.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687512-000481`
Alternative APNs	`122926687512000481` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,256 sqft Living Area
Gross Area	1,636 sqft Gross Area
1st Floor	1,256 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,741 sqft (0.178 acres)
Depth X Width	115 ft x 67 ft Depth x Width
Garage Type	Attached Garage
Garage Area	380 sqft Garage

Location & Zoning

Street Address	631 REFLECTIONS LOOP
City	WINTER HAVEN
State	FL
Zip	33884-3566
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 48 LESS W 2.67 FT
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE ONE
Legal Phase	1
Legal Tract	687512
Legal Block	2
Legal Lot Number	48
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2023
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687512-000481

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	346 E CENTRAL AVE, WINTER HAVEN, FL 33880-3046
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2015 · Amount on Record
Deed Sale	Mar 03, 2015 · Amount on Record
Prior Sale	Jun 15, 2004 · Amount on Record
Deed Doc Number	201538342
Deed Book / Page	9466 / 198
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,745.00 (+10.73%)	$200,298 (+0.29%) Land $39,000 Building $161,298	$200,298 (+0.29%) Land $39,000 Building $161,298
2023	$3,382.00 (+8.89%)	$199,714 (+9.3%) Land $38,000 Building $161,714	$199,714 (+9.3%) Land $38,000 Building $161,714
2022	$3,106.00	$182,720 Land $32,000 Building $150,720	$182,720 Land $32,000 Building $150,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.