628 Waterloo Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 628 Waterloo Dr, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1951
Square Footage1,092 sqft Living Area
Lot Size6,903 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$163,000 (2022)
Tax Bill$3,003.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-24-404-007-000
Alternative APN
  • 07241540400700 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,092 sqft Living Area
1st Floor1,092 sqft 1st Floor
Basement Area1,092 sqft Basement
Unfinished Basement1,092 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame Construction
Lot Area6,903 sqft (0.16 acres)
Depth X Width132 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area280 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address628 WATERLOO DR
CityWATERLOO
StateIL
Zip62298-1045
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 14 PAUTLER HEIGHTS #1
Legal Range10W
Legal Township02S
Legal Section24
Legal SubdivisionPAUTLER HEIGHTS NO 1
Legal Lot Number14
JurisdictionMONROE IL
Minor Civil Division16
Census Blockgroup3
Census Block3011
Census Tract600401

Owner

Source: Monroe County records · APN 07-24-404-007-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address628 WATERLOO DR, WATERLOO, IL 62298-1045
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SCOTT CU
Dec 17, 2019Special Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2022 · Amount on Record
Deed SaleJul 12, 2022 · Amount on Record
Prior SaleDec 17, 2019 · Amount on Record
Deed Doc Number2022425127
Record RefreshedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJul 12, 2022
Property Address628 WATERLOO DR, WATERLOO, IL 62298-1045
Document Number0000425127
Map ReferenceMB A PG 194
Instrument DateJul 06, 2022
Instrument425127
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$244.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8779 CAMP DRAKE RD, 8779, FAIRMOUNT, IL 61841-6312

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address628 WATERLOO DR, WATERLOO, IL 62298-1045
InvestorPossibly a Property Investor

Mortgage

Document Number0000425128
DateJul 12, 2022
Instrument425128
Lender
NameSCOTT CU
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate4.75%

December 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONROE IL
Recording DateDec 17, 2019
Property Address628 WATERLOO DR, WATERLOO, IL 62298-1045
Document Number0000405273
Instrument DateDec 16, 2019
Instrument405273
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$204.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 WATERLOO DR, WATERLOO, IL 62298-1045

Mortgage

Document Number0000405274
DateDec 17, 2019
Instrument405274
Lender
NameBUSEY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$58,720 (+26.85%) Land $15,970 Building $42,750$176,160 (+26.85%) Land $47,910 Building $128,250
2024$3,003.00
2022Additional exemption filed$46,290 Land $14,890 Building $31,400$138,870 Land $44,670 Building $94,200

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