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624 Waterloo Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 624 Waterloo Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 899 sqft · built 1948
Lot Size0.16 acres (6,939 sqft)
Owner2 Individual Names on File
Last Sale$101,000 (Aug 2018)
Tax Bill$3,345 (2024)
Deeds & MortgagesMay 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-404-009-000

Property Details

APN / Parcel Number

Primary APN07-24-404-009-000
Alternative APN
  • 07241540400900 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area899 sqft Living Area
1st Floor Area899 sqft
Basement Area899 sqft
Unfinished Basement899 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area6,939 sqft (0.16 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address624 WATERLOO DR
CityWATERLOO
StateIL
Zip62298-1045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 12 PAUTLER HEIGHTS #1
Legal Range10W
Legal Township02S
Legal Section24
Legal SubdivisionPAUTLER HEIGHTS NUMBER ONE (1)
Legal Lot Number12
JurisdictionMONROE IL
Township / Civil Division16
Census Block Group3
Census Block3011
Census Tract600401

Owner

Source: Monroe County records · APN 07-24-404-009-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address311 DITCHS RUN, WATERLOO, IL 62298-3201
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY BANC MTG SVCS
Aug 28, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Deed Document Number2018397579
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address624 WATERLOO DR, WATERLOO, IL 62298-1045
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000407698
DateMay 04, 2020
Instrument407698
Lender
NameTOWN & COUNTRY BANC MTG SVCS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2040
Interest
Rate TypeFixed Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateAug 28, 2018
Property Address624 WATERLOO DR, WATERLOO, IL 62298-1045
Document Number0000397579
Instrument DateAug 17, 2018
Instrument397579
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$151.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address311 DITCHS RUN WATERLOO IL 622983201, WATERLOO, IL 62298-3201

Mortgage

Document Number397580
DateAug 28, 2018
Instrument397580
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2048
Interest
Rate TypeFixed Rate
Rate5.62%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$56,250 (+67.06%) Land $15,980 Building $40,270$168,750 (+67.06%) Land $47,940 Building $120,810
2024$3,345.00
2022$33,670 Land $9,480 Building $24,190$101,010 Land $28,440 Building $72,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
HTC Holding
DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO
serves 10,190 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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