Monroe County property record for 632 Waterloo Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,531 sqft · built 1947 |
| Lot Size | 0.31 acres (13,343 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Sep 2024) |
| Tax Bill | $3,559 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-403-021-000 |
| Primary APN | 07-24-403-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| 1st Floor Area | 1,531 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 13,343 sqft (0.31 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Area | 336 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,369 sqft |
| Porch | Slab |
| Porch Area | 349 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 632 WATERLOO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15 & 16 PAUTLER HEIGHTS #1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | PAUTLER HEIGHTS 01 |
| Legal Lot Number | 15,16 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 16 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-403-021-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8712 EDA LN, COLUMBIA, IL 62236-4453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Line of Credit HUD |
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Sep 16, 2020 | Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 2024434729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 632 WATERLOO DR, WATERLOO, IL 62298-1045 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430847 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 430847 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 632 WATERLOO DR, WATERLOO, IL 62298-1045 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000424714 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 424714 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 16, 2020 |
| Property Address | 632 WATERLOO DR, WATERLOO, IL 62298-1045 |
| Document Number | 0000411005 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 411005 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 WATERLOO DR, WATERLOO, IL 62298-1045 |
| Document Number | 0000411006 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 411006 |
| Name | DELMAR FINANCIAL CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,050 (+13.39%) Land $16,830 Building $53,220 | $210,150 (+13.39%) Land $50,490 Building $159,660 | |
| 2024 | $3,559.00 | ||
| 2022 | Additional exemption filed | $61,780 Land $15,460 Building $46,320 | $185,340 Land $46,380 Building $138,960 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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