634 Waterloo Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 634 Waterloo Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,053 sqft · built 1963
Lot Size	0.39 acres (17,021 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,682 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-404-005-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-404-005-000`
Alternative APN	`07241540400500 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,053 sqft Building Perimeter
1st Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	17,021 sqft (0.39 acres)
Lot Dimensions	131 ft deep x 26 ft wide
Garage Type	Built-in
Garage Area	744 sqft
Driveway	Concrete Driveway
Driveway Area	704 sqft

Exterior Amenities

Porch	Slab
Porch Area	374 sqft
Deck Area	120 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	634 WATERLOO DR
City	WATERLOO
State	IL
Zip	62298-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 & 18 & PART LOT 9 PAUTLER HEIGHTS #1
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAUTLER HEIGHTS
Legal Lot Number	17,18
Jurisdiction	MONROE IL
Township / Civil Division	16
Census Block Group	3
Census Block	3011
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-404-005-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	634 WATERLOO DR, WATERLOO, IL 62298-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	634 WATERLOO DR, WATERLOO, IL 62298-1045
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422255
Date	Jan 21, 2022
Instrument	422255

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,720 (+2.17%) Land $17,530 Building $53,190	$212,160 (+2.17%) Land $52,590 Building $159,570
2024	$3,682.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$69,220 Land $15,890 Building $53,330	$207,660 Land $47,670 Building $159,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.