Stearns County property record for 628 Emma Dr SE, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,468 sqft · built 2004 |
| Lot Size | 0.283 acres (12,346 sqft) |
| Owner | Company Name on File |
| Last Sale | $340,000 (Aug 2025) |
| Tax Bill | $3,610 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29320-0513 |
| Primary APN | 48-29320-0513 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 1,762 sqft |
| 1st Floor Area | 1,468 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,346 sqft (0.283 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 628 EMMA DR SE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 014 BLK 001 EMMA'S ESTATES SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | EMMAS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29320-0513
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12383 234TH ST, COLD SPRING, MN 56320-9799 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2025 · Amount on Record |
| Deed Sale | Aug 06, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2025 · Amount on Record |
| Deed Document Number | 20251697134 |
| Record Updated | Jun 08, 2026 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,610.00 (+6.24%) | ||
| 2025 | $307,900 (+9.07%) Land $29,700 Building $278,200 | $307,900 (+9.07%) Land $29,700 Building $278,200 | |
| 2024 | $3,398.00 (+12.82%) | ||
| 2023 | $3,012.00 | $282,300 Land $29,700 Building $252,600 | $282,300 Land $29,700 Building $252,600 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 2,000 / 1,000 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures