623 Emma Dr SE, Cold Spring, MN 56320 Property Records

Stearns County property record for 623 Emma Dr SE, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2016
Square Footage	1,284 sqft Living Area
Lot Size	11,684 sqft (0.268 acres)
Occupancy	Owner Occupied
Last Sale	$223,200 (2016)
Tax Bill	$3,060.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29320-0539`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,684 sqft (0.268 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	484 sqft Garage

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	623 EMMA DR SE
City	COLD SPRING
State	MN
Zip	56320-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 012 BLK 002 EMMA'S ESTATES SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	23
Legal Subdivision	EMMAS ESTATES
Legal Block	2
Legal Lot Number	12
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	1
Census Block	1009
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29320-0539

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	623 EMMA DR SE, COLD SPRING, MN 56320-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	Aug 19, 2016 · Amount on Record
Record Updated	Jun 08, 2026

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 30, 2023
Property Address	623 EMMA DR SE, COLD SPRING, MN 56320-1454
Document Number	00A1662646
Instrument Date	Oct 27, 2023
Instrument	A1662646
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,060.00 (+16.88%)
2025		$266,800 (+10.34%) Land $30,800 Building $236,000	$266,800 (+10.34%) Land $30,800 Building $236,000
2023	$2,618.00	$241,800 Land $30,800 Building $211,000	$241,800 Land $30,800 Building $211,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.