Stearns County property record for 622 Emma Dr SE, Cold Spring, MN 56320
| Property Type | Charitable / Fraternal Organization |
|---|---|
| Lot Size | 0.453 acres (19,716 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29320-0510 |
| Primary APN | 48-29320-0510 |
|---|
| Lot Area | 19,716 sqft (0.453 acres) |
|---|
| Street Address | 622 EMMA DR SE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1454 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Charitable / Fraternal Organization |
| Legal Description | LOT 011 BLK 001 EMMA'S ESTATES SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | EMMAS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3335 W SAINT GERMAIN ST, 108, SAINT CLOUD, MN 56301-7321 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 2, 2021 |
| Property Address | 622 EMMA DR SE, COLD SPRING, MN 56320-1454 |
| Document Number | 00A1618450 |
| Instrument Date | Oct 27, 2021 |
| Instrument | A1618450 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3335 W SAINT GERMAIN ST # STE10, STE10, SAINT CLOUD, MN 56301-4532 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,000 (+16.73%) Land $30,000 | $30,000 (+16.73%) Land $30,000 | |
| 2025 | $25,700 (-) Land $25,700 | $25,700 (-) Land $25,700 | |
| 2023 | Additional exemption filed | $25,700 Land $25,700 | $25,700 Land $25,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile, Verizon.
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