Stearns County property record for 625 Emma Dr SE, Cold Spring, MN 56320
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.481 acres (20,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,900 (Sep 2021) |
| Tax Bill | $386 (2026) |
| Deeds & Mortgages | Oct 2021 Sale Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29320-0540 |
| Primary APN | 48-29320-0540 |
|---|
| Lot Area | 20,965 sqft (0.481 acres) |
|---|
| Street Address | 625 EMMA DR SE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1454 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 013 BLK 002 EMMA'S ESTATES SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | EMMAS ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29320-0540
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 16TH AVE N, COLD SPRING, MN 56320-4548 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Sep 02, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2021 · Amount on Record |
| Deed Sale | Sep 02, 2021 · Amount on Record |
| Deed Document Number | 20211613130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 12, 2021 |
| Property Address | 625 EMMA DR SE, COLD SPRING, MN 56320-1454 |
| Document Number | 00A1616575 |
| Instrument Date | Sep 30, 2021 |
| Instrument | A1616575 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 16TH AVE N, COLD SPRING, MN 56320-4548 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 02, 2021 |
| Property Address | 625 EMMA DR SE, COLD SPRING, MN 56320-1454 |
| Document Number | 00A1613130 |
| Instrument Date | Aug 31, 2021 |
| Instrument | A1613130 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 16TH AVE N, COLD SPRING, MN 56320-4548 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386.00 (+3.76%) | $28,600 (+12.6%) Land $28,600 | $28,600 (+12.6%) Land $28,600 |
| 2025 | $25,400 (-) Land $25,400 | $25,400 (-) Land $25,400 | |
| 2023 | $372.00 | $25,400 Land $25,400 | $25,400 Land $25,400 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| Starlink Satellite | 280 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Verizon.
Based on FCC filings for 38 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Cold Spring serves 4,201 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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