623 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 623 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,540 sqft · built 2008
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$633,000 (Jun 2016)
Tax Bill$11,729 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN532059

Property Details

APN / Parcel Number

Primary APN532059
Alternative APNs
  • 390332 190425 0000
  • 105205

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,540 sqft Living Area
1st Floor Area2,962 sqft
Attic Area578 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area798 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area210 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number532059
Street Address623 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BO-JEST ACRES SHORT PLAT AS REC BOOK 20 SHORT PLATS PG 14
Legal Range03
Legal Township39
Legal Section32
Legal SubdivisionBO-JEST ACRES SHORT PLAT
Legal Lot Number3
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2006
Census Tract101

Owner

Source: Whatcom County records · APN 532059

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address623 E SMITH RD, BELLINGHAM, WA 98226-9782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2016 · Amount on Record
Deed SaleJun 30, 2016 · Amount on Record
Prior SaleSep 25, 2009 · Amount on Record
Deed Document Number2016-0603981
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address623 E SMITH RD, BELLINGHAM, WA 98226-9782
Transaction TypeMortgage
Record UpdatedNov 01, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000903265
DateSep 21, 2021
Instrument2021-0903265
Lender
NameBANK OF THE PACIFIC
TypeBank
AddressBELLINGHAM, WA 98225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,729.00 (+32.01%)$1,281,976 (+9.37%) Land $399,592 Building $882,384$1,281,976 (+9.37%) Land $399,592 Building $882,384
2022$1,172,143 Land $345,355 Building $826,788$1,172,143 Land $345,355 Building $826,788
2021$8,885.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Smith Rd

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