Cook County property record for 628 Cobblestone Ct, Elgin, IL 60120 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,400 sqft Living Area |
| Lot Size | 14.2 acres |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2018) |
| Tax Bill | $4,084.00 (2023) |
| Primary APN | 06-07-400-012-1147 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment Style |
| Lot Area | 620,045 sqft |
| Street Address | 628 COBBLESTONE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5122 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY HOMES/COBBLERS XING |
| Jurisdiction | COOK IL |
| Minor Civil Division | HANOVER |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 804403 |
Source: Cook County records · APN 06-07-400-012-1147
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) DRAPER & KRAMER MTG |
| Apr 19, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) DRAPER & KRAMER MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on Record |
| Deed Sale | Apr 19, 2018 · Amount on Record |
| Prior Sale | Oct 27, 2005 · Amount on Record |
| Deed Doc Number | 20186175 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 628 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0015808056 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 2115808056 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 628 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Document Number | 1927617112 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 628 COBBLESTONE CT ELGIN IL 601205122, ELGIN, IL 60120-5122 |
| Document Number | 1927617112 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 27617112 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 19, 2018 |
| Property Address | 628 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Document Number | 1810906175 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 10906175 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2018 |
| Title Company | ALTIMA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 COBBLESTONE CT ELGIN IL 601205122, ELGIN, IL 60120-5122 |
| Document Number | 1810906176 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 10906176 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS, IL 60515 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,569 (+34.65%) Land $3,001 Building $20,568 | $235,690 (+34.65%) Land $30,010 Building $205,680 | |
| 2023 | $4,084.00 (+3.68%) | ||
| 2022 | $3,939.00 | $17,504 Land $2,625 Building $14,879 | $175,040 Land $26,250 Building $148,790 |
628 Cobblestone Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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