622 Cobblestone Ct, Elgin, IL 60120 Property Records

Cook County property record for 622 Cobblestone Ct, Elgin, IL 60120

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,200 sqft · built 1995
Lot Size14.2 acres (620,045 sqft)
Owner2 Individual Names on Record
Last Sale$176,000 (Sep 2022)
Tax Bill$4,564 (2023)
Deeds & MortgagesSep 2022 Sale & Mortgage
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN06-07-400-012-1145

Property Details

APN / Parcel Number

Primary APN06-07-400-012-1145

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,200 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area620,045 sqft

Location & Zoning

Street Address622 COBBLESTONE CT
CityELGIN
StateIL
Zip60120-5122
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(COUNTRY) HOMES AT (COBBL
Legal Range9E
Legal Township41N
Legal Section07
Legal SubdivisionCOUNTRY HOMES/COBBLERS XING
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4012
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6241 W MONTROSE AVE, CHICAGO, IL 60634-1557
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 10, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleApr 10, 2017 · Amount on Record
Deed Document Number202212164
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 16, 2022
Property Address622 COBBLESTONE CT, ELGIN, IL 60120-5122
Document Number0025912164
Map ReferenceDOC 89328813
Instrument DateAug 4, 2022
Instrument2225912164
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address622 COBBLESTONE CT, ELGIN, IL 60120-5122

Mortgage

Document Number0025912165
DateSep 16, 2022
Instrument2225912165
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.37%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 10, 2017
Property Address622 COBBLESTONE CT, ELGIN, IL 60120-5122
Document Number1710012094
Instrument DateMar 28, 2017
Instrument10012094
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$124.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 BAY REEF DR SOUTH BARRINGTON IL 600109510, SOUTH BARRINGTON, IL 60010-9510

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,348 (+34.65%) Land $2,718 Building $18,630$213,480 (+34.65%) Land $27,180 Building $186,300
2023$4,564.00 (+2.91%)
2022$4,435.00$15,855 Land $2,378 Building $13,477$158,550 Land $23,780 Building $134,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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