Cook County property record for 631 Cobblestone Ct, #572, Elgin, IL 60120
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,300 sqft · built 1995 |
| Lot Size | 14.2 acres (620,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Jul 2017) |
| Tax Bill | $4,564 (2023) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-400-012-1154 |
| Primary APN | 06-07-400-012-1154 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 620,045 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 631 COBBLESTONE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5122 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (COUNTRY) HOMES AT (COBBLERS) (CROSSING) CONDO IN SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY HOMES AT COBBLERS CROSSING CONDO |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 804403 |
631 Cobblestone Ct, #572, a condominium, is owned and occupied by an individual who bought it in July 2017.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK |
| Jul 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on File |
| Deed Sale | Jul 20, 2017 · Amount on File |
| Prior Sale | Jan 12, 2012 · Amount on File |
| Deed Document Number | 20178151 |
| Prior Transfer Date | Jan 4, 2013 |
| Prior Transfer Doc | 0000055053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 631 COBBLESTONE CT # 572, 572, ELGIN, IL 60120-5122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020721044 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2220721044 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 19, 2032 |
| Rate | 5.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 20, 2017 |
| Property Address | 631 COBBLESTONE CT # 572, 572, ELGIN, IL 60120-5122 |
| Document Number | 1720108151 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 20108151 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 COBBLESTONE CT ELGIN IL 601205122, ELGIN, IL 60120-5122 |
| Document Number | 1720108152 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 20108152 |
| Name | HOMETRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,348 Land $2,718 Building $18,630 | $213,480 Land $27,180 Building $186,300 | |
| 2023 | $4,564.00 (+2.91%) | ||
| 2022 | $4,435.00 | $15,855 Land $2,378 Building $13,477 | $158,550 Land $23,780 Building $134,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 631 Cobblestone Ct, #572 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 631 Cobblestone Ct, #572 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures