Cook County property record for 632 Cobblestone Ct, Elgin, IL 60120
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,300 sqft · built 1995 |
| Lot Size | 14.2 acres (620,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Jan 2000) |
| Tax Bill | $802 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-400-012-1149 |
| Primary APN | 06-07-400-012-1149 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 620,045 sqft |
| Street Address | 632 COBBLESTONE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5122 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE COUNTRY HOMES AT COBBLERS CROSS ING CONDO S2 S07 T41N R09E 3P |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY HOMES AT COBBLERS CROSSING CONDO |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 804403 |
Source: Cook County records · APN 06-07-400-012-1149
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 632 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Oct 23, 2018 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Feb 21, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2000 · Amount on Record |
| Deed Sale | Jan 25, 2000 · Amount on Record |
| Prior Sale | Apr 19, 1999 |
| Deed Document Number | 2000531 |
| Last Transfer Date | Dec 22, 2016 |
| Transfer Doc | 0000017075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 632 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0010508170 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2110508170 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Feb 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 632 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Document Number | 1831847054 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 632 COBBLESTONE CT ELGIN IL 601205122, ELGIN, IL 60120-5122 |
| Document Number | 1831847054 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 31847054 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 21, 2017 |
| Property Address | 632 COBBLESTONE CT, ELGIN, IL 60120-5122 |
| Document Number | 1705217075 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 5217075 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 COBBLESTONE CT ELGIN IL 601205122, ELGIN, IL 60120-5122 |
| Investor | Possibly a Property Investor |
| Document Number | 1705217076 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 5217076 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2032 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,647 (+34.64%) Land $3,011 Building $20,636 | $236,470 (+34.64%) Land $30,110 Building $206,360 | |
| 2023 | $802.00 (-0.25%) | ||
| 2022 | $804.00 Homeowner's exemption Senior Citizen's exemption | $17,563 Land $2,634 Building $14,929 | $175,630 Land $26,340 Building $149,290 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 416 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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