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628 Cobb Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 628 Cobb Cir, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,197 sqft Heated Area
Lot Size30,492 sqft (0.7 acres)
OccupancyOwner Occupied
Last Sale$505,000 (2025)
Tax Bill$2,075.00 (2025)

Property Details

APN / Parcel Number

Primary APN447900627677000
Alternative APN
  • 50195

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,197 sqft Heated Area
Upper Floors784 sqft Upper Floors
Basement Area1,416 sqft Basement
Finished Basement1,416 sqft Finished
Stories2 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWood Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood Shingle Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area30,492 sqft (0.7 acres)
Depth X Width256 ft x 101 ft Depth x Width

Exterior Amenities

Deck Area455 sqft Deck
Patio Area100 sqft Patio
PorchOpen Porch
Porch Area340 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number50195
Street Address628 COBB CIR
CityMURPHY
StateNC
Zip28906-6034
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 COBB SUB 1462/1063 1465/738
Legal SubdivisionCOBB SUB
Legal Tract3
Legal Lot Number4
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup2
Census Block2028
Census Tract930502

Owner

Source: Cherokee County records · APN 447900627677000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address628 COBB CIR, MURPHY, NC 28906-6034
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2024Deed of Trust, Mortgage · Commercial Mortgage
RIVER CITY BANK
Sep 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Oct 09, 2025Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jul 25, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2025 · Amount on Record
Deed SaleOct 09, 2025 · Amount on Record
Prior SaleJul 25, 2019 · Amount on Record
Deed Doc Number4961
Deed Book / Page1787 / 1069
Record RefreshedJun 08, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address628 COBB CIR, MURPHY, NC 28906-6034
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 COBB CIR, MURPHY, NC 28906-6034

Mortgage

Document Number001758/611
DateJun 10, 2024
Book Page1758/611
Instrument2854
Lender
NameRIVER CITY BANK
TypeBank
Address206 HIGHWAY 515 E, BLAIRSVILLE, GA 30512
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueJul 29, 2025

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address628 COBB CIR, MURPHY, NC 28906-6034
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01623/0698
DateSep 17, 2019
Book Page01623/0698
Instrument04417
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 09, 2025
Property Address628 COBB CIR, MURPHY, NC 28906-6034
Document Number01787/1069
Book / Page1787 / 1069
Instrument DateOct 09, 2025
Instrument4961
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,010.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address292 MOUNT VERNON DR, CALHOUN, GA 30701-1792

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 COBB CIR, MURPHY, NC 28906-6034

Mortgage

Document Number0017871072
DateOct 09, 2025
Instrument1787/1072
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 25, 2019
Property Address628 COBB CIR, MURPHY, NC 28906-6034
Document Number01618/0974
Book / Page01618 / 0974
Instrument DateJul 19, 2019
Instrument03339
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Tax$598.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address391 OAK BRANCH LN, 391, CALDWELL, WV 24925-9730

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 BEAVER RIDGE RD, MURPHY, NC 28906-8023

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,075.00$302,070 (-)$302,070 (-) Land $84,000 Building $218,070
2023$302,070$302,070 Land $84,000 Building $218,070

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