Cherokee County property record for 518 Cobb Cir, Murphy, NC 28906 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,139 sqft · built 1978 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $160,000 (Aug 2023) |
| Tax Bill | $1,290 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 447900636107000 |
| Primary APN | 447900636107000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,139 sqft Heated Area |
| Gross Area | 1,518 sqft |
| 1st Floor Area | 1,139 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 135 ft deep x 74 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 276 sqft |
| Deck Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 60777 |
|---|---|
| Street Address | 518 COBB CIR |
| City | MURPHY |
| State | NC |
| Zip | 28906-7109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 8 COBB LANDS 1618/1088 |
| Legal Subdivision | THE COBB LANDS SUBDIVISION |
| Legal Phase | 597 |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 447900636107000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 510 COBB CIR, MURPHY, NC 28906-7109 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 14, 2023 | Warranty Deed, Transfer |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 26, 2019 | Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on Record |
| Deed Sale | Aug 14, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2019 · Amount on Record |
| Deed Document Number | 20233943 |
| Deed Book / Page | 1740 / 412 |
| Last Transfer Date | Jul 01, 2025 |
| Transfer Doc | 001781/119 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 14, 2023 |
| Property Address | 518 COBB CIR, MURPHY, NC 28906-7109 |
| Document Number | 001740/412 |
| Book / Page | 1740 / 412 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 3943 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2946 HIGHWAY 111, LITTLE RIVER, SC 29566-8335 |
| Name | Verified Name |
|---|---|
| Address | 510 COBB CIR, MURPHY, NC 28906-7109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 518 COBB CIR, MURPHY, NC 28906-7109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COMMONWEALTH USA SETMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 1668/309 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 1668/309 |
| Instrument | 8113 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 26, 2019 |
| Property Address | 518 COBB CIR, MURPHY, NC 28906-7109 |
| Document Number | 01618/1088 |
| Book / Page | 01618 / 1088 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 03361 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 DOGWOOD HLS, 304, HAYESVILLE, NC 28904-0820 |
| Name | Verified Name |
|---|---|
| Address | 518 COBB CIR, MURPHY, NC 28906-7109 |
| Document Number | 01619/0001 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 01619/0001 |
| Instrument | 03362 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,290.00 (+135.83%) | $182,970 (+34.18%) | $182,970 (+34.18%) Land $63,000 Building $119,970 |
| 2023 | $136,360 (-) | $136,360 (-) Land $63,000 Building $73,360 | |
| 2022 | $547.00 | $136,360 | $136,360 Land $63,000 Building $73,360 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 662 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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