574 Cobb Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 574 Cobb Cir, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	1,152 sqft Heated Area
Lot Size	20,473 sqft (0.469 acres)
Occupancy	Owner Occupied
Last Sale	$156,000 (2018)
Tax Bill	$844.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`447900627902000`
Alternative APN	`48984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Heated Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,473 sqft (0.469 acres)
Depth X Width	169 ft x 130 ft Depth x Width
Deck Area	48 sqft Deck
Porch	Open Porch
Porch Area	256 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	48984
Street Address	574 COBB CIR
City	MURPHY
State	NC
Zip	28906-7109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6 COBB SUB 454/131
Legal Subdivision	COBB SUB
Legal Lot Number	6
Jurisdiction	CHEROKEE NC
Minor Civil Division	NOTLA
Census Blockgroup	2
Census Block	2028
Census Tract	930502

Owner

Source: Cherokee County records · APN 447900627902000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	574 COBB CIR, MURPHY, NC 28906-7109
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2018 · Amount on Record
Deed Sale	Dec 07, 2018 · Amount on Record
Deed Doc Number	05869
Deed Book / Page	01602 / 0457
Record Refreshed	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 07, 2018
Property Address	574 COBB CIR, MURPHY, NC 28906-7109
Document Number	01602/0457
Book / Page	01602 / 0457
Instrument Date	Nov 16, 2018
Instrument	05869
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 MATISSE CIR N, 208, NOKOMIS, FL 34275-1347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TOWNSEND CIR, RINGGOLD, GA 30736-5021

Mortgage

Document Number	0000005870
Date	Dec 07, 2018
Instrument	05870

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$844.00	$113,900 (-)	$113,900 (-) Land $52,500 Building $61,400
2023		$113,900	$113,900 Land $52,500 Building $61,400

Flood & Wildfire

574 Cobb Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 62nd percentile of exposed land nationally · 85th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.