Cherokee County property record for 544 Cobb Cir, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1982 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jan 2025) |
| Tax Bill | $1,034 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 447900637016000 |
| Primary APN | 447900637016000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,596 sqft Heated Area |
| Upper Floors Area | 684 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 280 ft deep x 140 ft wide |
| Porch | Porch |
| Porch Area | 96 sqft |
| Deck Area | 756 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 550056093375 |
|---|---|
| Street Address | 544 COBB CIR |
| City | MURPHY |
| State | NC |
| Zip | 28906-7109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 COBB PROP 839/187 |
| Legal Phase | 839 |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 447900637016000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 952674, LAKE MARY, FL 32795-2674 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2025 · Amount on Record |
| Deed Sale | Jan 09, 2025 · Amount on Record |
| Deed Document Number | 106 |
| Deed Book / Page | 1770 / 1356 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 09, 2025 |
| Property Address | 544 COBB CIR, MURPHY, NC 28906-7109 |
| Document Number | 01770/1356 |
| Book / Page | 1770 / 1356 |
| Instrument Date | Dec 23, 2024 |
| Instrument | 106 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 783 KARLEE CT, AUBURN, AL 36830-8475 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 952674, LAKE MARY, FL 32795-2674 |
| Document Number | 0017701359 |
|---|---|
| Date | Jan 09, 2025 |
| Instrument | 1770/1359 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 01, 2065 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,034.00 | $144,150 (-) | $144,150 (-) Land $63,000 Building $81,150 |
| 2023 | $144,150 | $144,150 Land $63,000 Building $81,150 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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