Montgomery County property record for 628 Cedar Ln, Villanova, PA 19085
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,857 sqft · built 2023 |
| Lot Size | 0.712 acres (31,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,550,000 (Aug 2023) |
| Tax Bill | $34,677 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00-09452-00-3 |
| Primary APN | 40-00-09452-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,857 sqft Living Area |
| 1st Floor Area | 2,264 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 31,000 sqft (0.712 acres) |
| Lot Dimensions | 225 ft deep x 155 ft wide |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 628 CEDAR LN |
|---|---|
| City | VILLANOVA |
| State | PA |
| Zip | 19085-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 17 |
| Legal Subdivision | TAYLOR INVESTMENT CO |
| Legal Block | 14B |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | LOWER MERION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 204900 |
Source: Montgomery County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 628 CEDAR LN, VILLANOVA, PA 19085-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Aug 2, 2023 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 20, 2021 | Deed, Transfer · Conventional Mortgage S & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Prior Sale | Oct 20, 2021 · Amount on Record |
| Deed Document Number | 202340467 |
| Deed Book / Page | 6334 / 2069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | May 7, 2026 |
| Property Address | 628 CEDAR LN, VILLANOVA, PA 19085-1825 |
| Document Number | 0000025830 |
| Book / Page | 16235 / 2064 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202625830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 628 CEDAR LN, VILLANOVA, PA 19085-1825 |
| Document Number | 0000025830, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 16235/2064 |
| Instrument | 202625830 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Aug 2, 2023 |
| Property Address | 628 CEDAR LN, VILLANOVA, PA 19085-1825 |
| Document Number | 0063342069 |
| Book / Page | 6334 / 2069 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023040467 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 CEDAR LN, VILLANOVA, PA 19085-1825 |
| Document Number | 2023040468 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023040468 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Oct 20, 2021 |
| Property Address | 628 CEDAR LN, VILLANOVA, PA 19085-1825 |
| Document Number | 00625201916 |
| Book / Page | 6252 / 01916 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2021124481 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 SLEEPY HOLLOW DR, NEWTOWN SQUARE, PA 19073-3929 |
| Investor | Possibly a Property Investor |
| Document Number | 01542401038 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 15424/01038 |
| Instrument | 2021124482 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Lower Merion Township |
| Unified School District | Lower Merion School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,677.00 | $759,120 (-) | $759,120 (-) |
| 2025 | $34,677.00 (+9.38%) | ||
| 2024 | $759,120 (+449.21%) | ||
| 2023 | $31,704.00 (+473.1%) | $138,220 | |
| 2022 | $5,532.00 | ||
| 1998 | $759,120 (-) | ||
| 1996 | $759,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1996–2012) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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