705 Cedar Ln, Villanova, PA 19085 Property Records

Montgomery County property record for 705 Cedar Ln, Villanova, PA 19085

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,681 sqft · built 1981
Lot Size	1.33 acres (58,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Sep 2021)
Tax Bill	$29,278 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00-44036-00-6`

Property Details

APN / Parcel Number

Primary APN	`40-00-44036-00-6`
Alternative APN	`40013B101`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,681 sqft Living Area
1st Floor Area	2,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	58,237 sqft
Lot Width	1,233 ft Width
Garage Area	648 sqft
Porch	Open Frame Porch
Porch Area	71 sqft
Patio Area	1,294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	705 CEDAR LN
City	VILLANOVA
State	PA
Zip	19085-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L 2
Legal Block	13B
Legal Lot Number	2
Jurisdiction	MONTGOMERY PA
Township / Civil Division	LOWER MERION
Census Block Group	4
Census Block	4000
Census Tract	204900

Owner

Source: Montgomery County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 CEDAR LN, VILLANOVA, PA 19085-2073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 21, 2021	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Feb 6, 1990 · Amount on Record
Deed Document Number	2021113056
Deed Book / Page	6248 / 331
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Recording Date	Aug 18, 2026
Property Address	705 CEDAR LN, VILLANOVA, PA 19085-2073
Document Number	0000048454
Book / Page	16287 / 1661
Instrument Date	Aug 7, 2026
Instrument	202648454
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CEDAR LN, VILLANOVA, PA 19085-2073

Mortgage

Document Number	0000048454,
Date	Aug 18, 2026
Book Page	16287/1661
Instrument	202648454

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Sep 21, 2021
Property Address	705 CEDAR LN, VILLANOVA, PA 19085-2073
Document Number	00624800331
Book / Page	6248 / 00331
Map Reference	PB A-40 PG92
Instrument Date	Jul 30, 2021
Instrument	2021113056
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 CEDAR LN, VILLANOVA, PA 19085-2073
Investor	Possibly a Property Investor

Mortgage

Document Number	2021113057
Date	Sep 21, 2021
Instrument	2021113057

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Lower Merion Township
Unified School District	Lower Merion School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,278.00	$640,900 (-)	$640,900 (-)
2025	$29,278.00 (+9.39%)
2024		$640,900 (-)
2023	$26,766.00 (+4.35%)	$640,900
2022	$25,649.00
1998			$640,900 (-)
1996			$640,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1989)
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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