Hamilton County property record for 628 Belletrace Cir, Chattanooga, TN 37405
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jan 2026) |
| Tax Bill | $757 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135F B 001 C006 |
| Primary APN | 135F B 001 C006 |
|---|
| Street Address | 628 BELLETRACE CIR |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2441 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | C5 |
| Legal Description | HPR BELLEWETHER UNIT 106 LT 2 PEERLESS WEST PB 125 PG 69 OUT OF 135F B 001 FOR 2024 |
| Legal Subdivision | BEASON ABEL B FARM |
| Legal Lot Number | 2 |
| Legal Unit | 106 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
628 Belletrace Cir, residential vacant land, is owned by two individuals who bought it in January 2026.
Source: Hamilton County records, as of April 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 STERLING AVE, CHATTANOOGA, TN 37405-4261 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| May 2, 2025 | Special Warranty Deed, Transfer CUMBERLAND TITLE |
| Jul 30, 2024 | Special Warranty Deed, Transfer CUMBERLAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on File |
| Deed Sale | Jan 21, 2026 · Amount on File |
| Deed Document Number | 2026274 |
| Deed Book / Page | 14171 / 859 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 15, 2026 |
| Property Address | 628 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441 |
| Document Number | 0000000132 |
| Book / Page | 14263 / 784 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 520 STERLING AVE, CHATTANOOGA, TN 37405-4261 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000132, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 14263/784 |
| Instrument | 2026132 |
| Name | PINNACLE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 30, 2046 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 2, 2025 |
| Property Address | 628 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441 |
| Document Number | 0000000178 |
| Book / Page | 13911 / 154 |
| Map Reference | MB 13502 PG 432 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 2025050200178 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $10,489.59 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 VILLARBOIT CRESCENT, VAUGHAN ONTARIO L4K 4K2 XX |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 30, 2024 |
| Property Address | 628 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441 |
| Document Number | 0000000110 |
| Book / Page | 13663 / 937 |
| Map Reference | MB 13502 PG 432 |
| Instrument Date | Jul 25, 2024 |
| Instrument | 2024073000110 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,078.07 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 VILLARBOIT CRESCEN ONTARIO L4K 4K2, 4K2, ONTARIO XX |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 628 Belletrace Cir was $757.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $757.00 | $50,000 | $125,000 Land $125,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 628 Belletrace Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Belletrace Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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