Hamilton County property record for 620 Belletrace Cir, Chattanooga, TN 37405
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $384,577 (Feb 2026) |
| Tax Bill | $757 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jul 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 135F B 001 C004 |
| Primary APN | 135F B 001 C004 |
|---|
| Street Address | 620 BELLETRACE CIR |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2441 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | C5 |
| Legal Description | HPR BELLEWETHER UNIT 104 LT 2 PEERLESS WEST PB 125 PG 69 OUT OF 135F B 001 FOR 2024 |
| Legal Subdivision | BEASON ABEL B FARM |
| Legal Lot Number | 2 |
| Legal Unit | 104 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
620 Belletrace Cir, residential vacant land, is owned by an individual who bought it in February 2026.
Source: Hamilton County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 535 CHESTNUT ST, CHATTANOOGA, TN 37402-4907 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Jul 30, 2024 | Special Warranty Deed, Transfer CUMBERLAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on File |
| Deed Sale | Feb 12, 2026 · Amount on File |
| Prior Sale | Jul 30, 2024 · Amount on File |
| Deed Document Number | 2026021200067 |
| Deed Book / Page | 14192 / 926 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 12, 2026 |
| Property Address | 620 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441 |
| Document Number | 0000000067 |
| Book / Page | 14192 / 926 |
| Map Reference | MB 13502 PG 432 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026021200067 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | UNKNOWN, BRIDGE CITY TTL EAST BRAINER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 CHESTNUT ST, CHATTANOOGA, TN 37402-4907 |
| Document Number | 0014192930 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 14192/930 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.41% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.41% |
| Max Rate At Change | 7.41% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.4% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 30, 2024 |
| Property Address | 620 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441 |
| Document Number | 0000000110 |
| Book / Page | 13663 / 937 |
| Map Reference | MB 13502 PG 432 |
| Instrument Date | Jul 25, 2024 |
| Instrument | 2024073000110 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,078.07 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 VILLARBOIT CRESCEN ONTARIO L4K 4K2, 4K2, ONTARIO XX |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 620 Belletrace Cir was $757.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $757.00 | $50,000 | $125,000 Land $125,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 620 Belletrace Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Belletrace Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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