650 Belletrace Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 650 Belletrace Cir, Chattanooga, TN 37405

Property Summary

Property TypeResidential Vacant Land
OwnerIndividual Name on Record
Last Sale$392,259 (May 2025)
Tax Bill$1,030 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Jul 2024 Sale
Flood ZoneZone X (minimal risk)
APN135F B 001 C010

Property Details

APN / Parcel Number

Primary APN135F B 001 C010
Alternative APN
  • 0000396635

Exterior

Roof TypeGable/Hip

Location & Zoning

Account Number0000396635
Street Address650 BELLETRACE CIR
CityCHATTANOOGA
StateTN
Zip37405-2441
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeC5
Legal DescriptionHPR BELLEWETHER UNIT 110 LT 2 PEERLESS WEST PB 125 PG 69 OUT OF 135F B 001 FOR 2024
Legal SubdivisionBEASON ABEL B FARM
Legal Lot Number2
Legal Unit110
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1042
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address650 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2025Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jul 30, 2024Special Warranty Deed, Transfer
CUMBERLAND TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2025 · Amount on Record
Deed SaleMay 22, 2025 · Amount on Record
Prior SaleJul 30, 2024 · Amount on Record
Deed Document Number2025052200169
Deed Book / Page13929 / 996
Record UpdatedJun 8, 2026

May 2025: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON TN
Recording DateMay 22, 2025
Property Address650 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441
Document Number0000000169
Book / Page13929 / 996
Map ReferenceMB 13502 PG 432
Instrument DateMay 21, 2025
Instrument2025052200169
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 1, 2026
Title CompanyUNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,451.36
Amount AccuracyRedemption Amount
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441

Mortgage

Document Number0000139301
DateMay 22, 2025
Instrument13930/1
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

July 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateJul 30, 2024
Property Address650 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441
Document Number0000000110
Book / Page13663 / 937
Map ReferenceMB 13502 PG 432
Instrument DateJul 25, 2024
Instrument2024073000110
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount Recorded
Tax$4,078.07
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 VILLARBOIT CRESCEN ONTARIO L4K 4K2, 4K2, ONTARIO XX
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,030.00$68,000$272,000 Land $125,000 Building $147,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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