616 Belletrace Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 616 Belletrace Cir, Chattanooga, TN 37405

Property Summary

Property TypeResidential Vacant Land
OwnerIndividual Name on File
Last Sale$385,110 (Apr 2026)
Tax Bill$757 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN135F B 001 C003

Property Details

APN / Parcel Number

Primary APN135F B 001 C003

Location & Zoning

Street Address616 BELLETRACE CIR
CityCHATTANOOGA
StateTN
Zip37405-2441
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeC5
Legal DescriptionHPR BELLEWETHER UNIT 103 LT 2 PEERLESS WEST PB 125 PG 69 OUT OF 135F B 001 FOR 2024
Legal SubdivisionBEASON ABEL B FARM
Legal Lot Number2
Legal Unit103
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1042
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

616 Belletrace Cir, residential vacant land, is owned and occupied by an individual who bought it in April 2026.

Source: Hamilton County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address616 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Special Warranty Deed · Conventional Mortgage
CMG MORTGAGE INC
May 2, 2025Special Warranty Deed, Transfer
CUMBERLAND TITLE
Jul 30, 2024Special Warranty Deed, Transfer
CUMBERLAND TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2026 · Amount on File
Deed SaleApr 23, 2026 · Amount on File
Prior SaleMay 2, 2025 · Amount on File
Deed Document Number2026223
Deed Book / Page14272 / 830
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateApr 23, 2026
Property Address616 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441
Document Number0000000223
Book / Page14272 / 830
Instrument DateApr 20, 2026
Instrument2026.223
Record UpdatedMay 6, 2026
Title CompanyBRICK CITY TITLE, BRIDGE CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$143,915.91
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000224,
DateApr 23, 2026
Book Page14272/834
Instrument2026.04.23.224
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

May 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateMay 2, 2025
Property Address616 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441
Document Number0000000178
Book / Page13911 / 154
Map ReferenceMB 13502 PG 432
Instrument DateApr 25, 2025
Instrument2025050200178
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount on Record
Tax$10,489.59
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 VILLARBOIT CRESCENT, VAUGHAN ONTARIO L4K 4K2 XX
InvestorPossibly a Property Investor

July 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateJul 30, 2024
Property Address616 BELLETRACE CIR, CHATTANOOGA, TN 37405-2441
Document Number0000000110
Book / Page13663 / 937
Map ReferenceMB 13502 PG 432
Instrument DateJul 25, 2024
Instrument2024073000110
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount on Record
Tax$4,078.07
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 VILLARBOIT CRESCEN ONTARIO L4K 4K2, 4K2, ONTARIO XX
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 616 Belletrace Cir was $757.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$757.00$50,000$125,000 Land $125,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 616 Belletrace Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Belletrace Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Belletrace Cir

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