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627 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 627 W 3rd St, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,237 sqft · built 1932
Lot Size0.193 acres (8,400 sqft)
OwnerCompany Name on File
Last Sale$33,500 (Apr 2025)
Tax Bill$2,006 (2025)
Deeds & MortgagesJun 2026 Transfer
Dec 2025 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN8913-26-255-007

Property Details

APN / Parcel Number

Primary APN8913-26-255-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,237 sqft Living Area
1st Floor Area1,316 sqft
Basement Area1,316 sqft
Unfinished Basement1,316 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions160 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area110 sqft
Patio Area198 sqft
Shed1 Shed
Shed Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address627 W 3RD ST
CityWATERLOO
StateIA
Zip50701-5928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT WATERLOO WEST NE 50 FT SW 70 FT LOTS 6 AND 7 BLK 33 NW 40 FT SW 70 FT LOT 8 BLK 33 EXC NW 20 FT SW 20 FT
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionORIGINAL PLAT WATERLOO WEST
Legal Block33
Legal Lot Number6-8
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2011
Census Tract300

Owner

Source: Black Hawk County records · APN 8913-26-255-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address803 W 5TH ST, WATERLOO, IA 50702-2125
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 04, 2025Deed of Trust, Mortgage · Construction Mortgage
HABITAT FOR HUMANITY OF IOWA
Dec 26, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2025 · Amount on Record
Deed SaleApr 11, 2025 · Amount on Record
Prior SaleAug 28, 2024 · Amount on Record
Deed Document Number20254762
Last Transfer DateJun 09, 2026
Transfer Doc0000008740
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateJun 12, 2026
Property Address627 W 3RD ST, WATERLOO, IA 50701-5928
Document Number0000008740
Instrument DateJun 09, 2026
Instrument20268740
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address803 W 5TH ST, WATERLOO, IA 50702-2125
InvestorPossibly a Property Investor

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address627 W 3RD ST, WATERLOO, IA 50701-5928
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 W 5TH ST, WATERLOO, IA 50702-2125
InvestorPossibly a Property Investor

Mortgage

Document Number0202517831
DateDec 04, 2025
Instrument2025-17831
Lender
NameHABITAT FOR HUMANITY OF IOWA
TypePrivate Party
Address809 8TH ST SW STE F, ALTOONA, IA 50009
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address627 W 3RD ST, WATERLOO, IA 50701-5928
Transaction TypeMortgage
Record UpdatedJan 23, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900009750
DateDec 26, 2018
Instrument201900009750
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJan 01, 2029

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,006.00 (+37.02%) Homeowner's exemption$76,660 (+13.6%) Land $7,920 Building $68,740$76,660 (+13.6%) Land $7,920 Building $68,740
2024$1,464.00 (+46.4%)
2023$67,480 (+24.04%) Land $7,920 Building $59,560$67,480 (+24.04%) Land $7,920 Building $59,560
2022$1,000.00 Homeowner's exemption$54,400 Land $7,920 Building $46,480
2021$54,400 Land $7,920 Building $46,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: AT&T, LTD Broadband, AMG Technology Investment Group, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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