327 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 327 W 3rd St, Waterloo, IA 50701

Property Summary

Property TypeRestaurant
Details7,700 sqft · built 1947
OwnerCompany Name on Record
Tax Bill$24,796 (2022)
Flood ZoneZone X (reduced by levee)
APN8913-26-213-016

Property Details

APN / Parcel Number

Primary APN8913-26-213-016

Interior

Stories1 Story
Building Area7,700 sqft Gross Area
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Construction TypeConcrete Block
Roof MaterialUrethane Foam

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address327 W 3RD ST
CityWATERLOO
StateIA
Zip50701-1412
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionORIGINAL PLAT WATERLOO WEST BUILDING ON LEASED LAND LOT NOS 4 THUR 7 AND ALLEY ABUTTING EACH OF SAID LOTS ALL IN BLK 15 SITS
Legal Range13
Legal Township89
Legal Section26
Legal SubdivisionORIGINAL PLAT WATERLOO WEST
Legal Block15
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2094
Census Tract100

Owner

Source: Black Hawk County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address715 MULBERRY ST, WATERLOO, IA 50703-5714
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,290,980 (-) Building $1,290,980$1,290,980 (-) Building $1,290,980
2023$1,290,980 (+73.41%) Building $1,290,980$1,290,980 (+73.41%) Building $1,290,980
2022$24,796.00$744,460 Building $744,460
2021$744,460 Building $744,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1978–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 3rd St

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