619 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 619 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,160 sqft · built 1947
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Aug 2021)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-26-255-006`

Property Details

APN / Parcel Number

Primary APN	`8913-26-255-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Total Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	300 sqft
Unfinished Basement	1,080 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	619 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-5928
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ORIGINAL PLAT WATERLOO WEST NE 70 FT LOT 6 BLK 33 NE 70 FT LOT 7 BLK 33 EXC SE 10 FT NE 30 FT
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	ORIGINAL PLAT WATERLOO WEST
Legal Block	33
Legal Lot Number	6,7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2011
Census Tract	300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	619 W 3RD ST, WATERLOO, IA 50701-5928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2021 · Amount on Record
Deed Sale	Aug 28, 2021 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	20214410
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 28, 2020
Property Address	619 W 3RD ST, WATERLOO, IA 50701-5928
Document Number	202100004410
Instrument Date	Aug 21, 2020
Instrument	202100004410
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 W 3RD ST, WATERLOO, IA 50701-5928

Mortgage

Document Number	202100004411
Date	Aug 28, 2020
Instrument	202100004411

Lender

Name	HAROLD NICHOLS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (+7.13%)	$91,210 (+13.84%) Land $9,840 Building $81,370	$91,210 (+13.84%) Land $9,840 Building $81,370
2024	$1,738.00 (+22.39%)
2023		$80,120 (+24.01%) Land $9,840 Building $70,280	$80,120 (+24.01%) Land $9,840 Building $70,280
2022	$1,420.00	$64,610 Land $9,840 Building $54,770
2021			$64,610 Land $9,840 Building $54,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

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