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702 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 702 W 3rd St, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,960 sqft · built 1920
Lot Size0.145 acres (6,300 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Apr 2024)
Tax Bill$2,414 (2025)
Deeds & MortgagesApr 2024 Mortgage
Oct 2019 Refinance
Flood ZoneZone X (minimal risk)
APN8913-26-183-003

Property Details

APN / Parcel Number

Primary APN8913-26-183-003

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,960 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialMetal
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions105 ft deep x 60 ft wide
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address702 W 3RD ST
CityWATERLOO
StateIA
Zip50701-5942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEAVITTS ADDITION SE 105 FT LOT 7 BLK 7
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionLEAVITTS ADDITION
Legal Block7
Legal Lot Number7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2013
Census Tract300

Owner

Source: Black Hawk County records · APN 8913-26-183-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address702 W 3RD ST, WATERLOO, IA 50701-5942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK
Oct 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LEDERMAN BONDING CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Deed Document Number202412728
Prior Transfer DateDec 19, 2007
Prior Transfer Doc0000016343
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address702 W 3RD ST, WATERLOO, IA 50701-5942
Transaction TypeMortgage
Record UpdatedMay 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 RAILROAD ST, HUDSON, IA 50643-7723

Mortgage

Document Number202400012729
DateApr 16, 2024
Instrument202400012729
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Address360 WESTFIELD AVE # 6, WATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address702 W 3RD ST, WATERLOO, IA 50701-5942
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007097
DateOct 16, 2019
Instrument202000007097
Lender
NameLEDERMAN BONDING CO
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,414.00 (-1.07%)$115,160 (+15.28%) Land $8,100 Building $107,060$115,160 (+15.28%) Land $8,100 Building $107,060
2024$2,440.00 (+53.07%)
2023$99,900 (+22.65%) Land $8,100 Building $91,800$99,900 (+22.65%) Land $8,100 Building $91,800
2022$1,594.00 Homeowner's exemption$81,450 Land $8,100 Building $73,350
2021$81,450 Land $8,100 Building $73,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: AT&T, LTD Broadband, AMG Technology Investment Group, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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