627 Summit St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 627 Summit St, Prospect, NY 13435 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	2,128 sqft Living Area
Lot Size	30,740 sqft (0.705 acres)
Garage	Detached, 828 sqft
Last Sale	$50,000 (2014)
Tax Bill	$3,290.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`305889 160.018-1-3`
Alternative APNs	`30580316001800010030000000` `011470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,128 sqft Living Area
1st Floor	1,064 sqft 1st Floor
2nd Floor	1,064 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	30,740 sqft (0.705 acres)
Depth X Width	379 ft x 81 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	828 sqft Garage
Porch Area	266 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	011470
Street Address	627 SUMMIT ST
City	PROSPECT
State	NY
Zip	13435-3561
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ONEIDA NY
Minor Civil Division	TRENTON
Census Blockgroup	1
Census Block	1037
Census Tract	24000

Owner

Source: Oneida County and Trenton Town records · APN 305889 160.018-1-3

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 CHERRY HILL DR, POUGHKEEPSIE, NY 12603-1731
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2014 · Amount on Record
Deed Sale	Mar 03, 2014 · Amount on Record
Deed Book / Page	2014 / 2783
Prior Transfer Date	Jan 29, 2013
Prior Transfer Doc	2013001857
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	627 SUMMIT ST, PROSPECT, NY 13435
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7083
Date	Apr 30, 2021
Instrument	2021-007083

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Tax Assessment & Valuation

Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Trenton Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (+187.34%)	$64,000 (-) Land $12,300 Building $51,700	$156,098 (+12.2%) Land $30,000 Building $126,098
2023		$64,000 (-) Land $12,300 Building $51,700	$139,130 (+15.22%) Land $26,739 Building $112,391
2022	$1,145.00	$64,000 Land $12,300 Building $51,700	$120,755 Land $23,208 Building $97,547

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.