625 Summit St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 625 Summit St, Prospect, NY 13435 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,652 sqft · built 1885
Lot Size0.647 acres (28,210 sqft)
Owner2 Individual Names on File
Last Sale$71,000 (Sep 2004)
Tax Bill$3,116 (2025)
Flood ZoneZone X (minimal risk)
APN305889 160.018-1-2

Property Details

APN / Parcel Number

Primary APN305889 160.018-1-2
Alternative APNs
  • 30580316001800010020000000
  • 011480

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,652 sqft Living Area
1st Floor Area944 sqft
Upper Floors Area708 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area28,210 sqft (0.647 acres)
Lot Dimensions572 ft deep x 49.3 ft wide
Garage TypeDetached
Garage Area1,000 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area85 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number011480
Street Address625 SUMMIT ST
CityPROSPECT
StateNY
Zip13435-3561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number2.000
JurisdictionONEIDA NY
Township / Civil DivisionTRENTON
Census Block Group1
Census Block1037
Census Tract24000

Owner

Source: Oneida County and Trenton Town records · APN 305889 160.018-1-2

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address625 SUMMIT ST, PROSPECT, NY 13435-3561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2004 · Amount on Record
Deed SaleSep 21, 2004 · Amount on Record
Deed Book / Page2004 / 21973
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionTrenton Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 (+187.45%)$60,600 (-) Land $10,800 Building $49,800$147,805 (+12.2%) Land $26,341 Building $121,464
2023$60,600 (-) Land $10,800 Building $49,800$131,739 (+15.22%) Land $23,478 Building $108,261
2022$1,084.00 Homeowner's exemption$60,600 Land $10,800 Building $49,800$114,340 Land $20,377 Building $93,963

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360650240001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Nearby Flood Policies6 in force
5 of 6 on primary residences
Nearby Flood Claims5 (1999–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimNov 2019, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Nov 2019), 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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