Oneida County and Trenton Town property record for 631 Summit St, Prospect, NY 13435 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,452 sqft Living Area |
| Lot Size | 27,079 sqft (0.621 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $55,000 (2017) |
| Tax Bill | $3,856.00 (2025) |
| Primary APN | 305889 160.019-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,452 sqft Living Area |
| 1st Floor | 1,452 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Lot Area | 27,079 sqft (0.621 acres) |
| Depth X Width | 151 ft x 179 ft Depth x Width |
| Garage Type | Basement Garage |
| Porch Area | 506 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 011440 |
|---|---|
| Street Address | 631 SUMMIT ST |
| City | PROSPECT |
| State | NY |
| Zip | 13435-3561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ONEIDA NY |
| Minor Civil Division | TRENTON |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 24000 |
Source: Oneida County and Trenton Town records · APN 305889 160.019-1-9
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 SUMMIT ST, PROSPECT, NY 13435-3561 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 08, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance M & T BANK |
| Aug 07, 2017 | Quit Claim Arm's Length for NE States, Transfer KAREN MOWERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2017 · Amount on Record |
| Deed Sale | Aug 07, 2017 · Amount on Record |
| Deed Book / Page | 2017 / 11599 |
| Last Transfer Date | Sep 12, 2024 |
| Transfer Doc | 0000001874 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 631 SUMMIT ST, PROSPECT, NY 13435-3561 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15022 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021-015022 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 07, 2017 |
| Property Address | 631 SUMMIT ST, PROSPECT, NY 13435-3561 |
| Document Number | 0000011599 |
| Book / Page | 0000002017 / 0000011599 |
| Instrument Date | Aug 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2021 |
| Title Company | KAREN MOWERS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 155, HINCKLEY, NY 13352-0155 |
Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Trenton Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,856.00 (+187.33%) | $75,000 (-) Land $9,900 Building $65,100 | $182,927 (+12.2%) Land $24,146 Building $158,781 |
| 2023 | $75,000 (-) Land $9,900 Building $65,100 | $163,043 (+15.22%) Land $21,522 Building $141,521 | |
| 2022 | $1,342.00 | $75,000 Land $9,900 Building $65,100 | $141,509 Land $18,679 Building $122,830 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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