Oneida County and Trenton Town property record for 626 Summit St, Prospect, NY 13435 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,443 sqft · built 1910 |
| Lot Size | 0.225 acres (9,831 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,500 (Jul 2009) |
| Tax Bill | $2,761 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 305889 178.006-2-21 |
| Primary APN | 305889 178.006-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,044 sqft 1st Floor |
| 2nd Floor Area | 399 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 9,831 sqft (0.225 acres) |
| Lot Dimensions | 200 ft deep x 49 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 648 sqft Garage |
| Porch | Slab |
| Porch Area | 165 sqft Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 011750 |
|---|---|
| Street Address | 626 SUMMIT ST |
| City | PROSPECT |
| State | NY |
| Zip | 13435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | TRENTON |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 24000 |
Source: Oneida County and Trenton Town records · APN 305889 178.006-2-21
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 626 SUMMIT ST, PROSPECT, NY 13435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2009 · Amount on Record |
| Deed Sale | Jul 29, 2009 · Amount on Record |
| Deed Book / Page | 2009 / 12032 |
| Prior Transfer Date | Jan 15, 2006 |
| Prior Transfer Doc | 2006002518 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 626 SUMMIT ST, PROSPECT, NY 13435 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010338 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022-010338 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2042 |
Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Trenton Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,761.00 (+187.3%) | $53,700 (-) Land $5,000 Building $48,700 | $130,976 (+12.2%) Land $12,195 Building $118,781 |
| 2023 | $53,700 (-) Land $5,000 Building $48,700 | $116,739 (+15.22%) Land $10,870 Building $105,869 | |
| 2022 | $961.00 Homeowner's exemption | $53,700 Land $5,000 Building $48,700 | $101,321 Land $9,434 Building $91,887 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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