603 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 603 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,442 sqft
Lot Size	0.256 acres (11,151 sqft)
Owner	Trust Name on File
Last Sale	$97,500 (Jul 2004)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-300-024-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-024-00`
Alternative APN	`03-51-300-024-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,442 sqft Living Area
1st Floor Area	902 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Architectural Style	Custom Design
Exterior Material	Wood
Foundation Type	Raised
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	159 ft deep x 70 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	603 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM AT SE COR TH W 1060.72' TO E LINE KNAPP ST TH N 329.69' TO POB TH N 70.79' TO S LINE ELY ST TH N 34 DEG 34' 01 E 56.77' TH S 47 DEG 13' 00 E 173.12' TH W 159' TO POB SEC 29 T2N R13W (05).
Legal Range	13W
Legal Township	02N
Legal Section	29
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

603 Ely St is owner-occupied and held in a trust since September 2009.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Trust Name on File
Mailing Address	603 ELY ST, ALLEGAN, MI 49010-1513
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2004 · Amount on File
Deed Sale	Jul 30, 2004 · Amount on File
Prior Sale	Mar 15, 2002
Deed Book / Page	2712 / 272
Last Transfer Date	Sep 17, 2009
Transfer Doc	3366/472
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	603 ELY ST, ALLEGAN, MI 49010-1513
Transaction Type	Mortgage
Record Updated	May 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4450/213
Date	Apr 15, 2020
Book Page	4450/213

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	603 ELY ST, ALLEGAN, MI 49010-1513
Transaction Type	Mortgage
Record Updated	May 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4339/237
Date	Apr 29, 2019
Book Page	4339/237

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 603 Ely St was $1,399 with a homeowner's exemption, up 2.3% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,300 (+4.5%) Land $20,800 Building $74,500	$190,600 (+4.5%) Land $41,600 Building $149,000
2025	$1,399.00 (+2.27%) Homeowner's exemption	$91,200 Land $17,400 Building $73,800	$182,400 Land $34,800 Building $147,600
2024	$1,368.00
2023		$69,900 Land $14,300 Building $55,600	$139,800 Land $28,600 Building $111,200
2022	$1,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Ely St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Ely St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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