627 Elko Summit Dr, Elko, NV 89801 Property Records

Elko County property record for 627 Elko Summit Dr, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,119 sqft · built 2008
Lot Size9.59 acres (417,740 sqft)
Owner2 Company Names on Record
Tax Bill$5,433 (2023)
Deeds & MortgagesFeb 2024 Sale
Nov 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN006-09K-053

Property Details

APN / Parcel Number

Primary APN006-09K-053
Alternative APN
  • 006-09K-016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,119 sqft Living Area
Gross Area4,395 sqft

Exterior

Year BuiltBuilt 2008
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area417,740 sqft (9.59 acres)
Garage TypeAttached
Garage Area1,276 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address627 ELKO SUMMIT DR
CityELKO
StateNV
Zip89801-0904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSL
Legal DescriptionPARCEL 16B FILE 406557,BEING LOCATED IN A PORTION OF THE SW4 OF,MDB&M,LESS ACREAGE QUITCLAIMED TO ELKO SUMMIT ESTATES,ASSOCIA
Legal Range55
Legal Township34
Legal Section25
Legal SubdivisionELKO SUMMIT ESTATES
Legal Lot Number16B
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2004
Census Tract951202

Owner

Source: Elko County records, as of March 11, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address627 ELKO SUMMIT DR, ELKO, NV 89801-0904
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Bargain and Sale Deed, Transfer
Nov 27, 2023Bargain and Sale Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA
Jun 21, 2021Deed of Trust, Mortgage
ELKO FCU
Jan 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ELKO FCU

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 9, 2024
Deed SaleFeb 9, 2024
Prior SaleNov 27, 2023 · Amount on Record
Deed Document Number833566
Record UpdatedJun 7, 2026

February 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateFeb 9, 2024
Property Address627 ELKO SUMMIT DR, ELKO, NV 89801-0904
Document Number0000833566
Map ReferenceFILE 406557
Instrument DateFeb 2, 2024
Instrument833566
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address627 ELKO SUMMIT DR, ELKO, NV 89801-0904

November 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateNov 27, 2023
Property Address627 ELKO SUMMIT DR, ELKO, NV 89801-0904
Document Number0000830080
Map ReferenceFILE 406557
Instrument DateOct 23, 2023
Instrument830080
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address627 ELKO SUMMIT DR, ELKO, NV 89801-0904

Mortgage

Document Number0000830081
DateNov 27, 2023
Instrument830081
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address627 ELKO SUMMIT DR, ELKO, NV 89801-0904
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyELKO TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000789173
DateJun 21, 2021
Instrument789173
Lender
NameELKO FCU
TypeCredit Union
AddressELKO, NV 89801
Agreement
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address627 ELKO SUMMIT DR, ELKO, NV 89801-0904
Document Number0000781330
Instrument DateJan 16, 2021
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address627 ELKO SUMMIT DR ELKO NV 898010904, ELKO, NV 89801-0904

Mortgage

Document Number0000781330
DateJan 22, 2021
Instrument781330
Lender
NameELKO FCU
TypeCredit Union
AddressELKO, NV 89801
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,433.00 (+3%)$226,279 (+14.87%) Land $28,000 Building $198,279$646,511 (+14.87%) Land $80,000 Building $566,511
2022$5,275.00$196,981 Land $28,000 Building $168,981$562,803 Land $80,000 Building $482,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.7% of the US · above 98.1% of Nevada
Wildfire Likelihood5% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CC Communications Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

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