579 Elko Summit Dr, Elko, NV 89801 Property Records

Elko County property record for 579 Elko Summit Dr, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,846 sqft · built 2021
Lot Size9.28 acres (404,672 sqft)
Owner2 Individual Names on Record
Last Sale$804,500 (Apr 2021)
Tax Bill$8,731 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Feb 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-09K-052

Property Details

APN / Parcel Number

Primary APN006-09K-052
Alternative APN
  • 006-09K-016

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,846 sqft Living Area
Gross Area5,227 sqft
1st Floor Area3,846 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area404,672 sqft
Garage TypeAttached
Garage Area1,381 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address579 ELKO SUMMIT DR
CityELKO
StateNV
Zip89801-0900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSL
Legal DescriptionPARCEL 16A FILE 406557,BEING LOCATED IN A PORTION OF THE SW4 OF,MDB&M,LESS ACREAGE QUITCLAIMED TO ELKO SUMMIT ESTATES,ASSOCIA
Legal Range55E
Legal Township34N
Legal Section25
Legal SubdivisionELKO SUMMIT ESTATES
Legal Block2
Legal Lot Number16A
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2004
Census Tract951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address579 ELKO SUMMIT DR, ELKO, NV 89801-0900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
RAYMOND JAMES BANK NA
Feb 22, 2018Grant Deed, Transfer
MONUMENT TITLE INSURANCE
Jan 27, 2017Trustee's Deed, Foreclosure
MONUMENT TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2021 · Amount on Record
Deed SaleApr 5, 2021 · Amount on Record
Prior SaleFeb 22, 2018 · Amount on Record
Deed Document Number2021785061
Prior Transfer DateDec 19, 2016
Prior Transfer Doc0000721133
Record UpdatedOct 29, 2026

April 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateApr 5, 2021
Property Address579 ELKO SUMMIT DR, ELKO, NV 89801-0900
Document Number0000785061
Map ReferenceFILE 406557
Instrument DateMar 31, 2021
Instrument785061
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,137.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address959 MONTROSE LN, 959, ELKO, NV 89801-2472

Transferred To (Grantee/Buyer)

NameVerified Name
Address579 SUMMIT DRIVE, ELKO, NV 89801

Mortgage

Document Number0000785062
DateApr 5, 2021
Instrument785062
Lender
NameRAYMOND JAMES BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateMay 1, 2036
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate7.87%

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionELKO NV
Recording DateFeb 22, 2018
Property Address579 ELKO SUMMIT DR, ELKO, NV 89801-0900
Document Number0000737430
Instrument DateFeb 21, 2018
Instrument737430
Transaction TypeTransfer
Record UpdatedMar 5, 2018
Title CompanyMONUMENT TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$234.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address491 4TH ST ELKO NV 898013133, ELKO, NV 89801-3133

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionELKO NV
Recording DateJan 27, 2017
Property Address579 ELKO SUMMIT DR, ELKO, NV 89801-0900
Document Number0000721133
Instrument DateNov 23, 2016
Instrument721133
Transaction TypeForeclosure
Record UpdatedFeb 20, 2017
Title CompanyMONUMENT TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,158.83
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,731.00 (+2.98%)$326,121 (+1.27%) Land $28,000 Building $298,121$931,774 (+1.27%) Land $80,000 Building $851,774
2025$8,478.00 (+15.22%)$322,039 (+22.17%) Land $28,000 Building $294,039$920,111 (+22.17%) Land $80,000 Building $840,111
2023$7,358.00 (+21.18%)$263,605 (+16.24%) Land $28,000 Building $235,605$753,157 (+16.24%) Land $80,000 Building $673,157
2022$6,072.00$226,782 Land $28,000 Building $198,782$647,949 Land $80,000 Building $567,949

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.7% of the US · above 98.1% of Nevada
Wildfire Likelihood5% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CC Communications Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

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