480 Elko Summit Dr, Elko, NV 89801 Property Records

Elko County property record for 480 Elko Summit Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2,339 sqft · built 1997
Lot Size	9.71 acres (423,403 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Nov 2007)
Tax Bill	$5,532 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-09K-036`

Property Details

APN / Parcel Number

Primary APN	`006-09K-036`
Alternative APN	`006-09K-009`

Interior

Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,339 sqft Living Area
Gross Area	4,664 sqft
1st Floor Area	2,339 sqft
Basement Area	1,315 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	423,403 sqft
Garage Type	Attached
Garage Area	1,010 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	480 ELKO SUMMIT DR
City	ELKO
State	NV
Zip	89801-0905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SL
Legal Description	PARCEL D FILE 359154,BEING A PORTION OF,MDB&M,LESS ACREAGE QUITCLAIMED TO ELKO SUMMIT ESTATES,ASSOCIATION FOR ROADS, DOC 6724
Legal Range	55E
Legal Township	34N
Legal Section	25
Legal Subdivision	ELKO SUMMIT ESTATES
Legal Block	2
Legal Lot Number	D
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2004
Census Tract	951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	480 ELKO SUMMIT DR, ELKO, NV 89801-0905
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 23, 2021	Intrafamily Transfer, Transfer
Sep 22, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2007 · Amount on Record
Deed Sale	Nov 13, 2007 · Amount on Record
Deed Document Number	2007584414
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000784499
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	480 ELKO SUMMIT DR, ELKO, NV 89801-0905
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000781797
Date	Jan 29, 2021
Instrument	781797

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 23, 2021
Property Address	480 ELKO SUMMIT DR, ELKO, NV 89801-0905
Document Number	0000784499
Map Reference	FILE 359154
Instrument Date	Mar 22, 2021
Instrument	784499
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	480 SUMMIT DRIVE, ELKO, NV 89801

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	480 ELKO SUMMIT DR, ELKO, NV 89801-0905
Document Number	0000746548
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 ELKO SUMMIT DR ELKO NV 898010905, ELKO, NV 89801-0905

Mortgage

Document Number	0000746548
Date	Sep 28, 2018
Instrument	746548

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,532.00 (+4.26%)	$206,593 (+3.72%) Land $28,000 Building $178,593	$590,266 (+3.72%) Land $80,000 Building $510,266
2025	$5,306.00 (+15.15%)	$199,178 (+4.73%) Land $28,000 Building $171,178	$569,080 (+4.73%) Land $80,000 Building $489,080
2023	$4,608.00 (+3.02%)	$190,184 (+13.85%) Land $28,000 Building $162,184	$543,383 (+13.85%) Land $80,000 Building $463,383
2022	$4,473.00	$167,051 Land $28,000 Building $139,051	$477,289 Land $80,000 Building $397,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.8% of the US · above 98.3% of Nevada
Wildfire Likelihood	5% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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