463 Elko Summit Dr, Elko, NV 89801 Property Records

Elko County property record for 463 Elko Summit Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,220 sqft · built 2008
Lot Size	8.8 acres (383,328 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Dec 2021)
Tax Bill	$5,912 (2026)
Deeds & Mortgages	Dec 2021 Sale Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-09K-060`

Property Details

APN / Parcel Number

Primary APN	`006-09K-060`
Alternative APN	`006-09K-015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	2,221 sqft Living Area
Gross Area	5,362 sqft
1st Floor Area	2,221 sqft
Basement Area	2,269 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	383,328 sqft
Garage Type	Attached
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	463 ELKO SUMMIT DR
City	ELKO
State	NV
Zip	89801-0905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULT
Legal Description	PARCEL 15A FILE 410376,BEING A PORTION OF LAND LOCATED IN, MDB&M,LESS ACREAGE QUITCLAIMED TO ELKO SUMMIT ESTATES,ASSOCIATION
Legal Range	55E
Legal Township	34N
Legal Section	25
Legal Subdivision	ELKO SUMMIT ESTATES
Legal Block	2
Legal Lot Number	15A
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2004
Census Tract	951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 ELKO SUMMIT DR, ELKO, NV 89801-0905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Bargain and Sale Deed, Transfer STEWART TITLE ELKO
Sep 20, 2019	Grant Deed, Transfer · Conventional with PMI CITYWIDE HM LNS CORP
Mar 6, 2018	Bargain and Sale Deed, Transfer · Closed-End Mortgage TRAILWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	2021799045
Prior Transfer Date	Jun 12, 2014
Prior Transfer Doc	0000687433
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 15, 2021
Property Address	463 ELKO SUMMIT DR, ELKO, NV 89801-0905
Document Number	0000799045
Map Reference	FILE 410376
Instrument Date	Dec 3, 2021
Instrument	799045
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Tax	$3,042.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	463 ELKO SUMMIT DR, ELKO, NV 89801-0905

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Sep 20, 2019
Property Address	463 ELKO SUMMIT DR, ELKO, NV 89801-0905
Document Number	0000759601
Instrument Date	Sep 9, 2019
Instrument	759601
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,833.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 ELKO SUMMIT DR ELKO NV 898010905, ELKO, NV 89801-0905

Mortgage

Document Number	759602
Date	Sep 20, 2019
Instrument	759602

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

March 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 6, 2018
Property Address	463 ELKO SUMMIT DR, ELKO, NV 89801-0905
Document Number	0000737907
Map Reference	FILE410376
Instrument Date	Mar 1, 2018
Instrument	737907
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	463 ELKO SUMMIT DR, 463, ELKO, NV 89801-0905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 ELKO SUMMIT DR, ELKO, NV 89801-0905

Mortgage

Document Number	0000737908
Date	Mar 6, 2018
Instrument	737908

Lender

Name	TRAILWEST BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,912.00 (+0.94%)	$220,803 (-0.88%) Land $28,000 Building $192,803	$630,866 (-0.88%) Land $80,000 Building $550,866
2025	$5,857.00 (+15.2%)	$222,758 (+4.97%) Land $28,000 Building $194,758	$636,451 (+4.97%) Land $80,000 Building $556,451
2023	$5,084.00 (+3%)	$212,210 (+15.13%) Land $28,000 Building $184,210	$606,314 (+15.13%) Land $80,000 Building $526,314
2022	$4,936.00	$184,319 Land $28,000 Building $156,319	$526,626 Land $80,000 Building $446,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.8% of the US · above 98.3% of Nevada
Wildfire Likelihood	5% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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