Oneida County and Trenton Town property record for 621 Summit St, Prospect, NY 13435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,600 sqft · built 1900 |
| Lot Size | 0.5 acres (21,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Jun 2018) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 305889 178.006-2-18 |
| Primary APN | 305889 178.006-2-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 800 sqft |
| 2nd Floor Area | 800 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 21,803 sqft (0.5 acres) |
| Lot Dimensions | 363 ft deep x 60.1 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 621 SUMMIT ST |
|---|---|
| City | PROSPECT |
| State | NY |
| Zip | 13435-3561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 18.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | TRENTON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 24000 |
Source: Oneida County and Trenton Town records · APN 305889 178.006-2-18
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 897 STATE ROUTE 365, REMSEN, NY 13438-5502 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU |
| Oct 17, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU |
| Jun 07, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2018 · Amount on Record |
| Deed Sale | Jun 07, 2018 · Amount on Record |
| Deed Document Number | 20187735 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 621 SUMMIT ST, PROSPECT, NY 13435-3561 |
| Document Number | 0000015445 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 621 SUMMIT ST PROSPECT NY 134353561, PROSPECT, NY 13435-3561 |
| Document Number | 0000015445 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 15445 |
| Name | FIRST SOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | NEW HARTFORD, NY 13413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 23, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 621 SUMMIT ST, PROSPECT, NY 13435-3561 |
| Document Number | 0000015446 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 621 SUMMIT ST PROSPECT NY 134353561, PROSPECT, NY 13435-3561 |
| Document Number | 0000015446 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 15446 |
| Name | FIRST SOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | NEW HARTFORD, NY 13413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 07, 2018 |
| Property Address | 621 SUMMIT ST, PROSPECT, NY 13435-3561 |
| Document Number | 0000007735 |
| Instrument Date | Mar 11, 2018 |
| Instrument | 7735 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 897 STATE ROUTE 365 REMSEN NY 134385502, REMSEN, NY 13438-5502 |
Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Trenton Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,973.00 | $44,000 (-) Land $1,200 Building $42,800 | $107,317 (+12.2%) Land $2,927 Building $104,390 |
| 2023 | $44,000 Land $1,200 Building $42,800 | $95,652 Land $2,609 Building $93,043 |
Source: FEMA National Flood Hazard Layer as of September 26, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1999–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Nov 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 23 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JAMES E. BARRETT WATER DIST (TRENTON) serves 330 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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