626 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 626 Baltimore St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1911
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (Aug 2012)
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-381-009`

Property Details

APN / Parcel Number

Primary APN	`8913-26-381-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	123 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	626 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAVITT JOHNSON AND MILLER ADD LOT 6 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITT JOHNSON AND MILLER ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1029
Census Tract	200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 BALTIMORE ST, WATERLOO, IA 50702-2846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY STATE BANK
Sep 26, 2023	Deed of Trust, Mortgage · Closed-End Mortgage FIRST SECURITY STATE BANK
Nov 30, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2012 · Amount on Record
Deed Sale	Aug 8, 2012 · Amount on Record
Deed Document Number	20122013487516
Last Transfer Date	May 31, 2013
Transfer Doc	2013025199
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	626 BALTIMORE ST, WATERLOO, IA 50702-2846
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 BALTIMORE ST, WATERLOO, IA 50702-2846

Mortgage

Document Number	0202518142
Date	Dec 10, 2025
Instrument	2025-18142

Lender

Name	FIRST SECURITY STATE BANK
Type	Bank
Address	3229 GREENHILL CIR, CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2035

Interest

Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	626 BALTIMORE ST, WATERLOO, IA 50702-2846
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 BALTIMORE ST, WATERLOO, IA 50702-2846

Mortgage

Document Number	202400004224
Date	Sep 26, 2023
Instrument	202400004224

Lender

Name	FIRST SECURITY STATE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Sep 25, 2029

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	626 BALTIMORE ST, WATERLOO, IA 50702-2846
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900008465
Date	Nov 30, 2018
Instrument	201900008465

Lender

Name	FIRST SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00 (+2.48%) Homeowner's exemption	$83,800 (+8.61%) Land $11,250 Building $72,550	$83,800 (+8.61%) Land $11,250 Building $72,550
2024	$1,452.00 (+11.01%)
2023		$77,160 (+12.72%) Land $11,250 Building $65,910	$77,160 (+12.72%) Land $11,250 Building $65,910
2022	$1,308.00 Homeowner's exemption	$68,450 Land $11,250 Building $57,200
2021			$68,450 Land $11,250 Building $57,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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