610 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 610 Baltimore St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,154 sqft · built 1906
Lot Size	0.106 acres (4,620 sqft)
Owner	Company Name on File
Last Sale	$87,500 (Apr 2026)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-381-006`

Property Details

APN / Parcel Number

Primary APN	`8913-26-381-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,154 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,620 sqft (0.106 acres)
Lot Dimensions	140 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	610 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAVITT JOHNSON AND MILLER ADD N 16 2/3 FT LOT 8 BLK 2 S 16 2/3 FT LOT 9 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITT JOHNSON AND MILLER ADD
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1029
Census Tract	200

Owner

610 Baltimore St is owned by a company that bought it in April 2026.

Source: Black Hawk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	4835 YELLOWSTONE DR, WATERLOO, IA 50701-9286
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	20265561
Prior Transfer Date	Feb 25, 2005
Prior Transfer Doc	2005019975
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 21, 2026
Property Address	610 BALTIMORE ST, WATERLOO, IA 50702-2846
Document Number	0000005561
Instrument Date	Apr 20, 2026
Instrument	2026.5561
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,059.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4835 YELLOWSTONE DR, WATERLOO, IA 50701-9286

Mortgage

Document Number	0000005562,
Date	Apr 21, 2026
Instrument	2026.5562

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 20, 2046

Interest

Rate	6%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 28, 2021
Property Address	610 BALTIMORE ST, WATERLOO, IA 50702-2846
Document Number	202100025161
Instrument Date	May 25, 2021
Instrument	202100025161
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	610 BALTIMORE ST, WASHBURN, IA 50702-2846

Mortgage

Document Number	202100025162
Date	May 28, 2021
Instrument	202100025162

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	610 BALTIMORE ST, WATERLOO, IA 50702-2846
Transaction Type	Mortgage
Record Updated	Mar 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013821
Date	Feb 7, 2020
Instrument	202000013821

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 610 Baltimore St was $1,726, up 5.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,726.00 (+5.63%)	$84,560 Land $7,430 Building $77,130	$84,560 Land $7,430 Building $77,130
2024	$1,634.00
2023		$75,350 (+19.74%) Land $7,430 Building $67,920	$75,350 Land $7,430 Building $67,920
2022	$1,382.00	$62,930 Land $7,430 Building $55,500
2021			$62,930 Land $7,430 Building $55,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Baltimore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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