ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
2006008989
Date
Oct 4, 2005
Instrument
2006008989
Lender
Name
HAMILTON MORTGAGE CO
Type
Mortgage Company
Address
PHOENIX, AZ 85004
Agreement
Type
ARM
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2035
Interest
Rate Type
Adjustable Rate
Rate
8.87%
Type Change Date
Oct 1, 2007
Change Frequency
6 Months
Min Rate At Change
8.87%
Max Rate At Change
10.3%
Index
6-Month LIBOR
Max Rate
15.8%
July 2009: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
BLACK HAWK IA
Recording Date
Jul 10, 2009
Property Address
614 BALTIMORE ST, WATERLOO, IA 50702-2846
Document Number
2010000756
Instrument Date
Feb 7, 2009
Instrument
2010000756
Transaction Type
Transfer
Record Updated
Oct 14, 2024
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
120 REGAL RIDGE DR
Mortgage
Document Number
2010000757
Date
Jul 10, 2009
Instrument
2010000757
Lender
Name
BANKIOWA
Address
CEDAR FALLS, IA 50613
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
Tax Assessment & Valuation
The 2025 property tax bill for 614 Baltimore St was $1,872, up 5.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
Property Jurisdictions
Type
Name
State
Iowa
County
Black Hawk County
Municipality
Waterloo City
Unified School District
Waterloo Community School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,872.00 (+5.05%)
$91,770Land $7,430Building $84,340
$91,770Land $7,430Building $84,340
2024
$1,782.00
2023
$82,130 (+21.17%)Land $7,430Building $74,700
$82,130Land $7,430Building $74,700
2022
$1,488.00
$67,780Land $7,430Building $60,350
2021
$67,780Land $7,430Building $60,350
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 614 Baltimore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (1980)
Most Recent Claim
Jul 1980 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 614 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source
Groundwater
Last State Inspection
Nov 2023
Lead
2 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Waterloo Fiber Fiber
10,000 / 10,000
Metronet Fiber
5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area
1,000 / 50
May also be available: GigFire, Nextlink, T-Mobile, Verizon.