Black Hawk County property record for 624 Baltimore St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,238 sqft · built 1910 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,500 (Apr 2024) |
| Tax Bill | $1,428 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-381-008 |
| Primary APN | 8913-26-381-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 275 sqft |
| Unfinished Basement | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 200 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 624 BALTIMORE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEAVITT JOHNSON AND MILLER ADD LOT 7 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | LEAVITT JOHNSON AND MILLER ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 200 |
624 Baltimore St is owned and occupied by an individual who bought it in April 2024.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 624 BALTIMORE ST, WATERLOO, IA 50702-2846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on File |
| Deed Sale | Apr 30, 2024 · Amount on File |
| Prior Sale | Oct 3, 2006 · Amount on File |
| Deed Document Number | 202413464 |
| Prior Transfer Date | Sep 29, 2006 |
| Prior Transfer Doc | 2007007819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 30, 2024 |
| Property Address | 624 BALTIMORE ST, WATERLOO, IA 50702-2846 |
| Document Number | 0202413464 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024-13464 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 624 BALTIMORE ST, WATERLOO, IA 50702-2846 |
| Document Number | 0202413465 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024-13465 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 624 Baltimore St was $1,428, down 24.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,428.00 (-24.44%) | $80,820 Land $11,250 Building $69,570 | $80,820 Land $11,250 Building $69,570 |
| 2024 | $1,890.00 | ||
| 2023 | $73,800 (+13.19%) Land $11,250 Building $62,550 | $73,800 Land $11,250 Building $62,550 | |
| 2022 | $1,238.00 Homeowner's exemption | $65,200 Land $11,250 Building $53,950 | |
| 2021 | $65,200 Land $11,250 Building $53,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 624 Baltimore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jul 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 624 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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