601 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 601 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,581 sqft
Lot Size	0.341 acres (14,854 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2024)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`51-300-023-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-023-00`
Alternative APN	`03-51-300-023-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,185 sqft
Basement Area	1,185 sqft
Unfinished Basement	1,185 sqft

Exterior

Exterior Material	Wood
Lot Area	14,854 sqft (0.341 acres)
Lot Dimensions	250 ft deep x 52 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM AT INT CENT LINE ELY ST & E LINE SEC 29 TH S 52 DEG W 1202.5 FT ALG SD C/L TH S 32 DEG W 105 FT ALG SD C/L TO POB TH N 32 DEG E 52 FT ALG SD C/L TH S 47 1/2 DEG E 260 FT TH S 52 DEG W 45 FT TH NWLY TO BEG ALSO COM ON C/L ELY ST 1202.5' S 52 DEG W
Legal Range	13W
Legal Township	02N
Legal Section	29
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 ELY ST, ALLEGAN, MI 49010-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Oct 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	202411044
Deed Book / Page	4961 / 436
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	3873/610
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 10, 2020
Property Address	601 ELY ST, ALLEGAN, MI 49010-1513
Document Number	4508/411
Book / Page	4508 / 411
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 ELY ST, 601, ALLEGAN, MI 49010-1513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 ELY ST, ALLEGAN, MI 49010-1513

Mortgage

Document Number	4508/414
Date	Sep 10, 2020
Book Page	4508/414

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 26, 2018
Property Address	601 ELY ST, ALLEGAN, MI 49010-1513
Document Number	4294/618
Book / Page	4294 / 618
Instrument Date	Mar 6, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1554 34TH ST, 1554, ALLEGAN, MI 49010-8603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1554 34TH ST, ALLEGAN, MI 49010-8603

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,300 (+4.58%) Land $21,100 Building $86,200	$214,600 (+4.58%) Land $42,200 Building $172,400
2025	$4,567.00 (+44.62%) Homeowner's exemption	$102,600 (+39.21%) Land $17,700 Building $84,900	$205,200 (+39.21%) Land $35,400 Building $169,800
2024	$3,158.00 (+9.92%)
2023		$73,700 Land $14,600 Building $59,100	$147,400 Land $29,200 Building $118,200
2022	$2,873.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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