Montezuma County property record for 614 E 4th St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 910 sqft · built 1956 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $826 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010138 |
| Primary APN | R010138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 910 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Area | 260 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R010138 |
|---|---|
| Street Address | 614 E 4TH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MCBRIDE ADDITION LOT: 14 BLOCK: 3 B 447 P 335 B 677 P 293 B 695 P 13 |
| Legal Subdivision | MCBRIDE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 969400 |
Source: Montezuma County records · APN R010138
Assessment roll updated March 24, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 614 E 4TH ST, CORTEZ, CO 81321-3924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 |
| Deed Sale | Sep 10, 2025 |
| Prior Sale | Jun 30, 2005 · Amount on Record |
| Deed Document Number | 2025663186 |
| Prior Transfer Date | Sep 04, 2025 |
| Prior Transfer Doc | 0000663186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 614 E 4TH ST, CORTEZ, CO 81321-3924 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000627402 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 627402 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826.00 (+34.75%) | $16,387 (+37.38%) Land $1,707 Building $14,680 | $205,872 (+37.38%) Land $21,450 Building $184,422 |
| 2024 | $613.00 (+10.05%) | $11,928 (-26.85%) Land $2,104 Building $9,824 | $149,852 (-26.85%) Land $26,433 Building $123,419 |
| 2023 | $557.00 (+4.5%) | $16,306 (+47.77%) Land $2,876 Building $13,430 | $204,852 (+47.76%) Land $36,135 Building $168,717 |
| 2022 | $533.00 | $11,035 Land $1,313 Building $9,722 | $138,635 Land $16,500 Building $122,135 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| ATN International Fixed Wireless | 400 / 80 |
| Visionary Communications Fixed Wireless | 100 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
May also be available: Farmers Telephone Company.
Based on FCC filings for 175 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CORTEZ serves 8,770 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures