625 Dougherty St, Coldwater, MS 38618 Property Records

Tate County property record for 625 Dougherty St, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,139 sqft · built 1997
Owner2 Company Names on Record
Tax Bill$756 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN039N07 0000400

Property Details

APN / Parcel Number

Primary APN039N07 0000400

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area1,139 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle

Location & Zoning

Street Address625 DOUGHERTY ST
CityCOLDWATER
StateMS
Zip38618-3885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 303 PT 3 2ND 1941 EXT TOWN OF COLDWATER
Legal Range07
Legal Township04
Legal Section31
Legal Lot Number303
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3056
Census Tract950301

Owner

Source: Tate County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address625 DOUGHERTY ST, COLDWATER, MS 38618-3885
OccupancyOwner Occupied
Owner TypeCompany
VestingEstate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address625 DOUGHERTY ST, COLDWATER, MS 38618-3885
Transaction TypeMortgage
Record UpdatedSep 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000008239
DateJul 16, 2018
Book Page0000002018/0000008239
Lender
NameSYCAMORE BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$756.00 (-11.79%)$4,200 (-11.76%) Land $701 Building $3,499$42,006 (-11.76%) Land $7,012 Building $34,994
2023$857.00$4,760 Land $701 Building $4,059$47,603 Land $7,012 Building $40,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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