Tate County property record for 612 Dougherty St, Coldwater, MS 38618
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3,134 sqft · built 2001 |
| Lot Size | 0.345 acres (15,033 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $314 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 039N06 0000700 |
| Primary APN | 039N06 0000700 |
|---|
| Building Area | 3,134 sqft Finished Area |
|---|---|
| 1st Floor Area | 2,898 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 15,033 sqft (0.345 acres) |
| Patio Area | 2,880 sqft |
| Street Address | 612 DOUGHERTY ST |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3886 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | PT LOTS 273 & 274 1941 EXT TOWN OF COLDWATER 602 DOUGHERTY ST |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Lot Number | 273-274 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 950301 |
612 Dougherty St, an agricultural property, is owned by an individual.
Source: Tate County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 615, COLDWATER, MS 38618-0615 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 612 DOUGHERTY ST, COLDWATER, MS 38618-3886 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/13436 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 2022/13436 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 612 Dougherty St was $314.
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $314.00 | $2,023 Land $2,023 | $13,488 Land $13,488 |
| 2023 | $3,998.00 | $24,310 Land $2,023 Building $22,287 | $162,065 Land $13,488 Building $148,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 612 Dougherty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 612 Dougherty St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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