622 Dougherty St, Coldwater, MS 38618 Property Records

Tate County property record for 622 Dougherty St, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details3 bd · 941 sqft · built 1952
OwnerCompany Name on Record
Tax Bill$791 (2025)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN039N06 0000900

Property Details

APN / Parcel Number

Primary APN039N06 0000900

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area941 sqft Finished Area
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1952
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle

Location & Zoning

Street Address622 DOUGHERTY ST
CityCOLDWATER
StateMS
Zip38618-3886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 275 PART 3 1941 EXT TOWN OF COLDWATER
Legal Range07
Legal Township04
Legal Section31
Legal Lot Number275
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3055
Census Tract950301

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1050, COLDWATER, MS 38618-1050
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address622 DOUGHERTY ST, COLDWATER, MS 38618-3886
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/19514
DateOct 26, 2021
Book Page2021/19514
Lender
NameBANK OF HOLLY SPRINGS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueNov 1, 2026

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$791.00 (+15.98%)$5,085 (+22.53%) Land $1,566 Building $3,519$33,900 (+22.55%) Land $10,437 Building $23,463
2023$682.00$4,150 Land $1,566 Building $2,584$27,663 Land $10,437 Building $17,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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