621 Dougherty St, Coldwater, MS 38618 Property Records

Tate County property record for 621 Dougherty St, Coldwater, MS 38618

Property Summary

Property TypeApartments (5+ Units)
Details10,543 sqft · built 2002
OwnerIndividual Name on File
Tax Bill$9,590 (2025)
Deeds & MortgagesMar 2022 Sale
Jun 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN039N07 0000501

Property Details

APN / Parcel Number

Primary APN039N07 0000501

Interior

Building Area10,543 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
FenceFence

Location & Zoning

Street Address621 DOUGHERTY ST
CityCOLDWATER
StateMS
Zip38618-7773
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionPT LOT 303 PT 3 1941 EXT TOWN OF COLDWATER
Legal Range07
Legal Township04
Legal Section31
Legal Lot Number303
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3056
Census Tract950301

Owner

621 Dougherty St, a residential property, is owned and occupied by an individual who acquired it in March 2022.

Source: Tate County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address621 DOUGHERTY ST, COLDWATER, MS 38618-7773
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Warranty Deed, Transfer
Jun 27, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTY BANK & TRUST COMPANY
Mar 1, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2022
Deed SaleMar 18, 2022
Deed Document Number0020221142
Deed Book / Page2022 / 1142
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTATE MS
Recording DateMar 18, 2022
Property Address621 DOUGHERTY ST, COLDWATER, MS 38618-7773
Document Number02022/1142
Book / Page2022 / 1142
Instrument DateMar 15, 2022
Transaction TypeTransfer
Record UpdatedApr 6, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address621 DOUGHERTY ST, COLDWATER, MS 38618-7773
Transaction TypeMortgage
Record UpdatedJul 17, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/8364
DateJun 27, 2019
Book Page2019/8364
Lender
NameGUARANTY BANK & TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term85 Months
DueJul 1, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address621 DOUGHERTY ST, COLDWATER, MS 38618-7773
Transaction TypeMortgage
Record UpdatedMar 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/2575
DateMar 1, 2019
Book Page2019/2575
Lender
NameCOMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term37 Months
DueApr 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 621 Dougherty St was $9,590.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,590.00$61,622 Land $1,983 Building $59,639$410,812 Land $13,217 Building $397,595
2023$7,541.00$45,848 Land $1,983 Building $43,865$305,652 Land $13,217 Building $292,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 621 Dougherty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Dougherty St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Dougherty St

Nearby Streets

Search Property Records by Address or Parcel Number